4.00% CD for Terms from 18 to 35 Months at First Federal Savings Bank in PA read and submit comments for this post

First Federal Savings Bank has some attractive certificate specials which include a 4.00% APY CD with terms from 18 to 35 months, a 3.25% APY CD with terms from 9 to 11 months, and a 3.80% APY CD with terms from 48 to 59 months. Minimum deposit is $1,000. These rates are listed in the bank's rate table as of 1/08/09. The rate table has an effective date range of Jan 5 to Jan 11, 2009.

It appears a branch visit is required to open an account. Branches are located in several southwestern Pennsylvania cities including Monessen, Donora, Monongahela, Perryopolis, Belle Vernon, Uniontown, McMurray and Washington.

The bank has some solid ratings for soundness: 4 stars (excellent) at BauerFinancial and 4 stars (sound) at Bankrate. Both ratings are based on 9/30/08 data. The bank has been FDIC insured since 1937 (FDIC Certificate # 29943).