Bank Deals Weekly Summary for February 3, 2007 read and submit comments for this post

After HSBC's 6% promotion started, the week went down hill for savers. Pentagon Federal Credit Union ended its 6.25% CDs on Thursday. The best that you can get now is 6% for a long 7-year term (see post). I'm also disappointed in Citibank which dropped the rate on its e-Savings account from 5% to 4.75% APY (see post). And we lost another money market rate leader this week. Superior Savings of New England ended its 5.50% money market account for new customers.

The highest rate on a money market account now goes to Geauga Savings Bank with a 5.45% APY savings account for balances over $25K. This account has many downsides. The only good point is that the bank is guaranteeing this rate till July 15th (see post).

Note, I did not include HSBC Direct as the leader of the savings accounts even though they're offering 6% APY (see post). I might have included it if it were available for all deposits, not just new deposits. There is the issue with the rate being a promotional rate that's almost certainly will fall after 4/30. However, it's rare for banks to guarantee rates on money market accounts for any length of time. If you're deciding on a new bank, be sure to consider a bank's rate history. You can see my previous weekly summaries to help with this.

I also added a new online bank called Direct Huntington that is offering a 5.30% APY savings account with a $1K minimum. It's good to see more competition, but you may want to wait on this one. It currently has many downsides (see post).

The Fed not only held rates steady this week, but it indicated signs that we may not see a rate cut through this year (see post). In the past several weeks, this view of the economy has led to higher rates on CDs at many banks. There were small CD rate hikes this week at AmTrustDirect, Netbank, E-LOAN and GMAC Bank. Many of the rate hikes are in the one-year and longer-term CDs. It seems like the yield curve's inversion is ending. Money market account rates are trending down while longer term CD rates are trending up.

On Monday we may see a nice CD promo at Navy FCU. NFCU's service reps have indicated that they'll be coming out with a 6% APY 15-month CD with a $8K minimum deposit. NFCU currently has a 6.25% 7-year CD for a $20K minimum deposit. The only bad thing about NFCU is that not everyone can join. You must have some connection to the Navy. Please refer to my Navy FCU 6% CD post for more info.

Another good deal at a multi-state credit union is at Farmers Insurance Group FCU which is offering a 6.25% APY 1-year CD. Like NFCU it has branches in many states. Unfortunately, their field of membership is even more restrictive than NFCU's (see post).

One note on CD deals, I'm seeing more questionable websites lately that are advertising bank-like certificates with very high rates. If you're looking for a CD with safety in mind, I highly recommend you choose FDIC insured banks or NCUA insured credit unions. Please see my FDIC/NCUA post to find out how to confirm a website belongs to a federally insured institution.

For local CD deals, please refer to the local CD list. You may notice that this list is much shorter than last week's list. I only list the deals from the current month and the previous month since most deals are so time limited. I do try to include a few good deals from older months when I can confirm they're still active. I'm afraid I don't have time to go through all old deals. Also, I may miss a recently expired new deal. Please check with the bank or credit union's website to confirm availability. If you find any that are out-of-date, a comment would be appreciated.

Thanks to all who have helped by leaving comments or sending emails on rate updates. Sorry I can't post on all of your suggestions.

The rates listed below are based on Annual Percentage Yield (APY). No minimum balances are required unless noted. MMA next to the rates indicate a money market account. Most MMAs have check writing and ATM cards. Online savings accounts usually lack both of these. The top lists include banks and credit unions with broad availability and with minimums around $10K or less. Previous weekly summaries are available for Jan 27th, Jan 20th, Jan 13th, Jan 6th, Dec 30th, Dec 23rd (short version), Dec 16th and Dec 9th.

As of February 3, 2007

Savings Accounts/Money Market Accounts:

• Geauga Savings Bank - 5.45% ($25K min), see post
• BankUnited - 5.35% (min $5K), my post
• UFB Direct - 5.31%, my post
• Direct Huntington - 5.30% ($1K min), my post
• OneUnited - 5.30% (min $1K), my post
• AmTrustDirect - 5.30% ($1K min), my post
• Zions Bank - 5.30% MMA (min $1K) (5.34% $50K+), my post
• iGobanking - 5.30%, my post
• Apple Bank - 5.27%, my post ($25 bonus)
• WTDirect - 5.26% ($10K min), my post
• Countrywide - 5.25% (min $10K), (5.40% $50K+) my post
• Presidential Bank - 5.25% (min $5K, only first $35K receives this rate), offers 4.50% checking, my post
• AmboyDirect - 5.25% (5.35% for $20K+), my post ($25 bonus)
• E-LOAN - 5.25% ($5K min), my post
• CapitalOne/Costco - 5.20% MMA (min $5K, Costco members only, $25 deal for exec. members)
• FirstFedDirect - 5.16% (min $1K) (closed to CA residents), my post
• Discover Bank - 5.14% MMA (min $10K)
• Corus Bank - 5.13% MMA (min $10K to open)
• Mutual Bank - 5.10% MMA (min $5K), my post
• MyBankingDirect - 5.10% MMA (min $5K), my post
• Tennessee Commerce Bank - 5.07% (min $10K), my post
• ETrade Bank - 5.05%, my post
• HSBC Direct - 5.05%, (6% new money promo) offers checking, my post
• EmigrantDirect - 5.05%, my post, (rate history)
• UmbrellaBank.com - 5.00% MMA (min $1K) (5.15% $50K+), offers checking, my post
• GMAC Bank - 5.00% MMA (min $500), my post
• CapitalOne - 5.00% (MMA has same rate, but with checks and ATM. $100 min.), my post
• ebank - 5.00% Checking ($2.5K min), my post
• Washington Mutual - 5.00% (requires checking), my post
• Citibank - 4.75%, requires checking account, my post
• Self-Help Credit Union - 4.68% MMA (min $500), my post
• EverBank - 4.61% ($1.5K min), 6.01% 3-mo promo, my post
• VirtualBank - 4.60% (min $100), (4.86% $50K+/ 5.13% $100K+) offers checking, my post ($20 bonus)
• GE Money - 4.50% (min $4K), (5.05% for $15K+), my post ($25 bonus)
• ING Direct - 4.50%, my post ($25 bonus), (rate history)
• MetLife Bank - 4.40% MMA (min $5K), my post ($50 bonus)
• Imperial Capital - 4.20% MMA ($2.5K min), offers free checking, my post
• NetBank - 3.75% MMA ($500 min), requires checking, my post ($250 deal)

3-Month Certificates of Deposit:

• EverBank - 6.01% ($1.5K min), checking account promo, see post
• VirtualBank - 5.50% (min $10K), my post
• Imperial Capital - 5.40%, ($2K min), my post
• Countrywide - 5.30% (min $10K), my post
• UFB Direct - 5.30% (min $8K)
• IndyMac Bank - 5.30% (min $5K), my post
• FirstFedDirect - 5.26% (min $10K), my post
• GMAC Bank - 5.15% (min $500), my post
• Corus Bank - 5.13% (min $10K)
• Charles Schwab - 5.09% (min $1K), my post
• UmbrellaBank.com - 5.00% (min $1K)
• ETrade Bank - 5.00% (min $1K), my post
• ebank - 5.00% (min $1K), 5.25% for ePremium checking customers
• Self-Help Credit Union - 4.98% (min $500), my post

6-Month Certificates of Deposit:

• Superior Savings - 5.60% (min $500)
• FirstFedDirect - 5.46% (min $10K), my post
• IndyMac Bank - 5.45% (min $5K), my post
• Imperial Capital - 5.45%, ($2K min), my post
• VirtualBank - 5.44% (min $10K), my post
• NetBank - 5.40% (min $1K)
• AmTrustDirect - 5.36% (min $1K) my post
• World Savings - 5.35% (7 months) (min $10K), branch-only, my post
• Corus Bank - 5.35% (min $10K)
• UFB Direct - 5.30% (min $8K)
• Countrywide - 5.30% (min $10K), my post
• iGobanking - 5.30% (min $500), my post
• Self-Help Credit Union - 5.28% (min $500), my post
• ETrade Bank - 5.25% (min $1K), my post
• HSBC Direct - 5.25% (min $1K), new money only
• GMAC Bank - 5.20% (min $500), my post
• EmigrantDirect - 5.20% (min $1K)
• Tennessee Commerce Bank - 5.20% (min $5K)
• ebank - 5.15% (min $1K), 5.40% for ePremium checking customers
• E-LOAN - 5.15% ($10K min), my post
• EverBank - 5.15% ($1.5K min)
• Washington Mutual - 5.10% (min $1K), rates vary by state
• UmbrellaBank.com - 5.10% (min $1K)
• ING Direct - 5.00%, my post
• Wells Fargo - 4.80% (5 months) (min $5K), rate and min vary by state, my post

9-Month Certificates of Deposit:

• World Savings - 5.45% (10 months) (min $10K), my post
• AmTrustDirect - 5.41% (min $1K) my post
• FirstFedDirect - 5.41% (min $10K), my post
• Countrywide - 5.40% (min $10K), my post
• Imperial Capital - 5.32% ($2K min), my post
• GMAC Bank - 5.25% (min $500), my post
• NASA FCU - 5.25% (8 months) (min $5K), my post
• EmigrantDirect - 5.20% (min $1K)
• IndyMac Bank - 5.20% (min $5K), my post
• VirtualBank - 5.18% (min $10K), my post
• UmbrellaBank.com - 5.15% (min $1K)
• EverBank - 5.15% ($1.5K min)
• ING Direct - 5.05%, my post

12-Month Certificates of Deposit:

• Patelco Credit Union - 5.64% ($1K min), not NCUA insured, my post
• AmboyDirect - 5.50% (min $10K), my post
• AmTrustDirect - 5.46% (min $1K) my post
• NetBank - 5.45% (min $1K), my post ($100 bonus)
• ETrade Bank - 5.40% (min $1K), my post
• IndyMac Bank - 5.35% (min $5K), my post
• FirstFedDirect - 5.35%, (min $10K) my post
• Imperial Capital - 5.33% ($2K min), my post
• Tennessee Commerce Bank - 5.33% (min $5K)
• GMAC Bank - 5.30% (min $500), my post
• La Jolla Bank - 5.30% (min $10K), my post
• Melrose CU - 5.30% (min $5K) my post
• iGobanking - 5.30% (min $500), my post
• Corus Bank - 5.30% (min $10K)
• UFB Direct - 5.30% (min $8K)
• EverBank - 5.30% ($1.5K min)
• Navy FCU - 5.30% ($20K min) restrictions to membership, my post
• Self-Help Credit Union - 5.29% (min $500), my post
• Transportation Alliance Bank - 5.27% ($1K min)
• ebank - 5.25% (min $1K), 5.50% for ePremium checking customers
• Mutual Bank - 5.25% (min $2.5K) my post
• UmbrellaBank.com - 5.20% (min $1K)
• Countrywide - 5.20% (min $10K)
• EmigrantDirect - 5.20% (min $1K)
• E-LOAN - 5.15% ($10K min), my post
• VirtualBank - 5.15% (min $10K), my post
• Washington Mutual - 5.10% (min $1K), rates vary by state
• ING Direct - 5.10%, my post
• GTE FCU - 4.96% (min $500) (add-on feature) my post

14/15-Month Certificates of Deposit:

• Patelco Credit Union - 5.64% ($1K min), not NCUA insured, my post
• NASA FCU - 5.35% (14 months) (min $1K), my post

18-Month Certificates of Deposit:

• Patelco Credit Union - 5.64% ($1K min), not NCUA insured, my post
• NetBank - 5.45% (min $1K), my post ($100 bonus)
• iGobanking - 5.30% (min $500), my post
• GMAC Bank - 5.25% (min $500)
• Countrywide - 5.20% (min $10K)
• EmigrantDirect - 5.20% (min $1K)
• E-LOAN - 5.15% ($10K min), my post
• AmTrustDirect - 5.15% (min $1K) my post
• ebank - 5.15% (min $1K), 5.40% for ePremium checking customers
• Imperial Capital - 5.00% ($2K min), my post
• ETrade Bank - 5.00% (min $1K), my post
• Mutual Bank - 4.85% (min $5K) my post
• UmbrellaBank.com - 4.75% (min $1K)

36-Month Certificate of Deposit:

• Pentagon Federal CU - 5.50% (min $1K), my post
• Navy FCU - 5.45% ($20K min) restrictions to membership, my post
• NetBank - 5.40% (min $1K), my post ($100 bonus)
• First State Bank - 5.35% ($1K min), my post
• Mutual Bank - 5.30% (min $5K) my post
• Agriculture FCU - 5.25% (min $1K), my post
• E-LOAN - 5.20% ($10K min), my post
• Melrose CU - 5.20% (min $5K) my post
• EmigrantDirect - 5.20% (min $1K)
• GMAC Bank - 5.15% (min $500)
• Transportation Alliance Bank - 5.15% ($1K min)
• Self-Help Credit Union - 5.15% (min $500), my post
• Fort Belvoir FCU - 5.13% (min $1K), my post
• ebank - 5.10% (min $1K), 5.35% for ePremium checking customers
• Countrywide - 5.00% (min $10K)
• ETrade Bank - 5.00% (min $1K), my post
• AmTrustDirect - 5.00% (min $1K) my post
• Imperial Capital - 4.95% ($2K min), my post
• UmbrellaBank.com - 4.75% (min $1K)

48-Month Certificate of Deposit:

• Navy FCU - 5.50% ($20K min) restrictions to membership, my post
• Pentagon Federal CU - 5.50% (min $1K), my post
• NetBank - 5.40% (min $1K), my post ($100 bonus)
• First State Bank - 5.35% ($1K min), my post
• USA FCU - 5.33% (min $1K) my post
• Melrose CU - 5.25% (min $5K) my post
• Agriculture FCU - 5.25% (min $1K), my post
• Fort Belvoir FCU - 5.23% (min $1K), my post
• E-LOAN - 5.20% ($10K min), my post
• EmigrantDirect - 5.20% (min $1K)
• GMAC Bank - 5.15% (min $500)
• Transportation Alliance Bank - 5.15% ($1K min)
• Self-Help Credit Union - 5.14% (min $500), my post
• ebank - 5.10% (min $1K), 5.35% for ePremium checking customers
• Countrywide - 5.00% (min $10K)
• UmbrellaBank.com - 4.75% (min $1K)

60-Month Certificate of Deposit:

• Pentagon Federal CU - 5.75% (min $1K), my post
• Navy FCU - 5.70% ($20K min) restrictions to membership, my post
• Agriculture FCU - 5.50% (min $1K), my post
• NetBank - 5.40% (min $1K), my post ($100 bonus)
• Fort Belvoir FCU - 5.39% (min $1K), my post
• USA FCU - 5.38% (min $1K) my post
• Presidential Bank - 5.35% (min $1K)
• First State Bank - 5.35% ($1K min), my post
• Melrose CU - 5.30% (min $5K) my post
• E-LOAN - 5.20% ($10K min), my post
• GMAC Bank - 5.20% (min $500)
• EmigrantDirect - 5.20% (min $1K)
• Self-Help Credit Union - 5.16% (min $500), my post
• VirtualBank - 5.15% (min $10K), my post
• Transportation Alliance Bank - 5.15% ($1K min)
• Members Credit Union - 5.13% (min $2K), my post
• Washington Mutual - 5.10% (min $1K), rates vary by state
• AmTrustDirect - 5.10% (min $1K) my post
• ETrade Bank - 5.05% (min $1K), my post
• Countrywide - 5.00% (min $10K)
• ebank - 5.00% (min $1K), 5.35% for ePremium checking customers
• Imperial Capital - 4.95% ($2K min), my post
• UmbrellaBank.com - 4.75% (min $1K)

84-Month Certificate of Deposit:

• Navy FCU - 6.25% ($20K min) restrictions to membership, my post
• Pentagon Federal CU - 6.00% (min $1K), my post
• EmigrantDirect - 5.20% (min $1K)
• Countrywide - 5.00% (min $10K)

High Rates with Conditions / Large Balances - Open to All

• 10% Affinity Savings Account for kids ($500 max)
• 6.01% Everbank 3-month intro rate on checking account
• 6.00% HSBC Savings Account New Money Promo
• 6.00% Dime 3-month intro rate on Money Market account
• 5.60% Money Market Account with $250K initial deposit
• 5.40% Personal and Business Money Market Account with $100K balance
• 5.36% Money Market Account at Bank of America with $50K+

Checking and Saving Accounts at Local Banks/Credit Unions

• $250 Checking Account Bonus at South Carolina Federal
• $7.50% Checking/Savings Account up to $500 (Washington State)
• 6.01% Checking Account up to $25K (Little Rock)
• 6.01% Checking Account up to $25k (Arkansas)
• 6.00% Money Market Account Intro Rate in New Jersey
• 5.61% Checking Account up to $25K (AL/TN/MS)
• 5.35% No-Minimum Online Savings Account (New York)
• 5.25% Money Market Account for 3 months (New York)
• 5.25% Checking Account (Florida)
• 5.25% Money Market Account (Utah)
• 5.05% Low-Minimum Online Savings Account (California)
• 5.01% Checking Account (Wisconsin/Illinois)
• 5.00% Checking Account at an Oklahoma Bank (Legacy)
• 4.75% Checking Account (Texas)

CD Specials at Local Credit Unions/Banks Over the Last Two Months

Terms of 60 Months and Over

• 6.06% 60-Month CD at a Tennessee CU (MPD Community)
• 6.00% 80-Month CD at a Ohio CU (Sharefax)
• 5.90% 72-Month CD at a Missouri Bank (Garden City)
• 5.83% 60-Month CD at a Florida Bank (Surety)
• 5.81% 60-Month CD at a Utah CU (Deseret First)
• 5.75% 60-Month CD at a Georgia Bank (Peachtree)
• 5.70% 84-Month CD at a Missouri CU (Neighbors)
• 5.65% 60-Month CD at a Georgia Bank (Alpha)
• 5.50% 60-Month CD at a Washington DC Bank (Adams National)

Terms of 24 Months to Under 60 Months

• 6.98% 36-Month CD at a California Bank - Variable IRA (Alliance Bank)
• 6.15% 24-Month CD at a Florida CU (South Florida)
• 6.00% 24-Month CD at a New York CU - $50K Min (Palisades)
• 6.00% 24-Month CD at a Colorado CU (Colorado Springs)
• 5.80% 24-Month CD at a Massachusetts CU (Central One FCU)
• 5.80% 41-Month CD at a New Jersey CU (Tri-Co)
• 5.75% 24-Month CD at a Virginia CU (Bronco)
• 5.75% 24-Month CD at a Texas CU (United SA)
• 5.75% 24-Month CD at a New York CU (Buffalo Metropolitan)
• 5.64% 24-Month CD at a Ohio CU (Sharefax)
• 5.64% 35-Month CD at a Virginia CU (Baylands)
• 5.55% 27-Month CD at a New Jersey CU (Tri-Co)
• 5.50% 36-Month CD at a St. Louis CU (Gateway Metro)

Terms of 12 Months to Under 24 Months

• 10.00% 12-Month CD at a New York CU - $2K Max (Palisades)
• 6.35% 15-Month CD at a California CU (Alisos)
• 6.30% 14-Month CD at a Virginia CU - IRA (Apple)
• 6.25% 12-Month CD at a Multistate CU (Farmers Insurance Group)
• 6.05% 13-Month CD at a Florida CU (South Florida)
• 6.00% 18-Month CD at a Minnesota Bank - IRA (Park State)
• 6.00% 12-Month CD at a North Carolina CU (Carolina Postal)
• 5.90% 12-Month CD at a Utah CU - and Other High Rates (Pacific Rails)
• 5.87% 16-Month CD at a Maryland CU (MCT)
• 5.86% 12-Month CD at a Washington State CU - Variable (Cascade Forest Products)
• 5.81% 12-Month CD at a Ohio CU - $100K+ (CSE)
• 5.80% 15-Month CD at a Oregon/South Carolina CU (Consolidated)
• 5.80% 12-Month CD at a Massachusetts CU (Central One FCU)
• 5.80% 18-Month CD at a Colorado CU (Colorado Springs)
• 5.75% 14-Month CD at a Alabama CU (Tuscaloosa)
• 5.75% 18-Month CD at a Missouri CU (Postal and Community)
• 5.75% 12-Month CD at a Georgia Bank (Integrity)
• 5.75% 12-Month CD at a Virginia CU (Bronco)
• 5.75% 12-Month CD at a Houston CU Continues - (Right Choice)
• 5.75% 12-Month CD at a California/Nevada CU (1st United Services)
• 5.75% 12-Month CD at a Georgia Bank (Alpha)
• 5.74% 18-Month CD at a Missouri Bank (Eagle)
• 5.72% 12-Month CD at a Wisconsin CU - and a $50 Checking Bonus (Royal)
• 5.70% 18-Month CD at a Utah CU (Cyprus)
• 5.70% 15-Month CD at a Missouri CU (Kilowatt)
• 5.70% 12-Month CD at a Minnesota CU (SMW)
• 5.65% 12-Month CD at a Georgia Bank (Peachtree)
• 5.61% 18-Month CD at a DC/MA CU (Transportation)
• 5.61% 12-Month CD at a DC/MA CU (Transportation)
• 5.60% 12-Month CD at a Utah CU (Deseret First)
• 5.56% 13-Month CD at a South Carolina Bank (Bank of Anderson)
• 5.55% 13-Month CD at a Utah Credit Union (Tooele)
• 5.55% 15-Month CD at a California CU - Open To All (Kinecta)
• 5.51% 13-Month CD at a South Dakota CU (Sentinel)
• 5.50% 12-Month CD at a Texas Bank and $50 Checking Account Bonus (Century)
• 5.50% 12-Month CD at a Texas Bank (Century)
• 5.50% 12-Month CD at a Massachusetts Bank (Needham Cooperative)
• 5.50% 16-Month CD at a New York CU (Bethpage)
• 5.50% 15-Month CD at a Missouri CU (Neighbors)
• 5.50% 12-Month CD at a Maryland/Virginia/DC Bank (Washington First)
• 5.50% 12-Month CD at a New York CU (Buffalo Metropolitan)
• 5.40% 12-Month CD at a Texas CU (United SA)
• 5.39% 15-Month CD at a Philadelphia Bank (Asian Bank)

Terms of Under 12 Months

• 10.00% 6-Month CD at a Indiana/Michigan/Georgia Bank Continues - $2.5K Max (Flagstar)
• 7.00% 6-Month CD at a CA Credit Union - $5K Max (Pacific Service)
• 6.19% 6-Month CD at a California CU (LA FCU)
• 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox)
• 6.00% 10-Month CD at a Michigan CU (Lake Michigan)
• 6.00% 4-Month CD at a Michigan CU - Update (Huron River Area)
• 6.00% 3-Month CD at a Virginia CU (Arlington Virginia)
• 5.92% 11-Month CD at a New York / Pennsylvania CU (Visions)
• 5.92% 6-Month CD at a New York / Pennsylvania CU (Visions)
• 5.80% 7-Month CD at a Oregon/South Carolina CU (Consolidated)
• 5.75% 6-Month CD at a Georgia Bank (Integrity)
• 5.75% 3-Month CD at a California CU (San Jose)
• 5.75% 6-Month CD at a California CU (San Jose)
• 5.70% 7-Month CD at a Iowa Bank (American Bank)
• 5.65% 9-Month CD at a Arizona CU (Arizona Federal)
• 5.65% 11-Month CD at a Missouri CU (River Region)
• 5.65% 7-Month CD at a Dallas Bank (Jefferson)
• 5.65% 6-Month CD at a Georgia Bank (Columbus Community)
• 5.62% 11-Month CD at a Alabama Bank (The Peoples)
• 5.60% 11-Month CD at a Maryland CU (Point Breeze)
• 5.60% 6-Month CD at a Texas CU (San Antonio)
• 5.58% 4-Month CD at a Arizona CU (Vantage West)
• 5.58% 3-Month CD at a Arizona CU (Vantage West)
• 5.55% 8-Month CD at a California CU - IRA (San Diego County)
• 5.55% 11-Month CD at a California CU (LA Financial)
• 5.50% 11-Month CD at a Florida Bank (Platinum)
• 5.50% 6-Month CD at a California/Nevada CU (1st United Services)
• 5.50% 9-Month CD at a Florida CU (Achieva)
• 5.50% 6-Month CD at a Washington DC Bank (Adams National)
• 5.40% 9-Month CD at a Chicago Bank (Builders)
• 5.35% 11-Month CD at a Chicago Bank (Park National)
• 5.35% 8-Month CD at a New York CU (Bethpage)

Bank Account Alternatives

• Money Magazine article on risk-free investments
• Vanguard Prime Money Market Fund - 5.10% 7-day yield
• Fidelity Money Market Fund - 5.02% 7-day yield ($100 bonus and other info)
• Paypal Money Market Fund - 5.02% 7-day yield (1% cashback debit MasterCard)
• FW Thread on Treasury Bills
• I Bond Rate Starting Nov 2006, I Bond Article, I Bonds as CD Alternatives
• SmartMoney Brokerage Survey